Bank of America Where Is My Routing Number

Find your Bank of America routing number and learn about money transfers in our guide.

  • Bank of America Routing Numbers by State
  • Other Ways to Find Your Bank of America Routing Number
  • Routing Numbers for Domestic/International Wire Transfers
  • Setting Up Your Account for Wires
  • Which Bank of America Routing Number Should You Use?

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as addresses that let other banks know where to find or send your money.

You need your routing number for many tasks, including:

  • ACH payments
  • Setting up direct deposit
  • Receiving benefits from the government, including tax refunds
  • Transferring money between accounts at different banks or investment firms
  • Automatic bill payment
  • Domestic wire transfers

Bank of America has branches throughout the United States and uses different routing numbers for different states and regions.

Bank of America savings accounts use the same routing numbers as checking accounts. However, some regions use different routing numbers for electronic transfers like ACH payments and paper transfers like ordering checks.

Bank of America Routing Numbers by State

Your Bank of America routing number is associated with the location of the bank where you opened your account. Even if you bank at another Bank of America branch, what matters is the bank where you opened your account.

Here are the Bank of America routing numbers by state:

State Routing Number
Alabama 051000017
Alaska 051000017
Arizona 122101706
Arkansas 082000073
California 121000358
Colorado 123103716
Connecticut 011900254
Delaware 031202084
District of Columbia 054001204
Florida—East 063100277 (electronic payment) / 063000047 (paper)
Florida—West 063100277
Georgia 061000052
Hawaii 051000017
Idaho 123103716
Illinois—Chicago Metro 081904808 (electronic payment) / 071103619 (paper)
Illinois—North 071000505
Illinois—South 081904808
Indiana 071214579
Iowa 073000176
Kansas 101100045
Kentucky 051000017
Louisiana 051000017
Maine 011200365
Maryland 052001633
Massachusetts 011000138
Michigan 072000805
Minnesota 071214579
Mississippi 051000017
Missouri East/St. Louis 081000032
Missouri West/Kansas City 081000032 (electronic) / 101000035 (paper)
Montana 051000017
Nebraska 051000017
Nevada 122400724
New Hampshire 011400495
New Jersey 021200339
New Mexico 107000327
New York 021000322
North Carolina 053000196
North Dakota 051000017
Ohio 071214579
Oklahoma 103000017
Oregon 323070380
Pennsylvania 031202084
Rhode Island 011500010
South Carolina 053904483
South Dakota 051000017
Tennessee 064000020
Texas—North 111000025
Texas—South 111000025 (electronic) / 113000023 (paper)
Utah 123103716
Vermont 051000017
Virginia 051000017
Washington 125000024
West Virginia 051000017
Wisconsin 051000017
Wyoming 051000017

If you don't see your state listed or are unsure where you opened your account, keep reading.

Breaking Down Your Routing Number
The first four digits pertain to the Federal Reserve. The next four digits are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits—it's used to prevent check fraud.

Other Ways to Find Your Bank of America Routing Number

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Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding with your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
On the Bank of America website, visit the Information and Services tab after logging into your account to find your routing number.

On the mobile app, sign in and select the Accounts Overview tab to select your checking or savings account. Scroll down to the Account Details heading.

Call Customer Service
Call Bank of America at 800.432.1000, Mon–Fri 8 a.m.–11 p.m. ET or Sat–Sun 8 a.m.–8 p.m. ET. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

For a savings account routing number, you can check a recent bank statement via your online portal.

Routing Numbers for Domestic/International Wire Transfers

Wire transfers are a faster way to send money than an ACH transfer. From your Bank of America account, you can wire money to other bank accounts, and other accounts can wire funds to you.

For all domestic and international wire transfers using a Bank of America account, the routing number is 026009593.

Domestic Transfers
For all domestic wire transfers using a Bank of America account, the routing number is 026009593.

To SEND a domestic wire transfer, you'll also need:

  • The name and location of the recipient's bank
  • The recipient's account number
  • Recipient bank's wire transfer routing number

International Transfers
For all international wire transfers with a Bank of America account, use the routing number 026009593 and the appropriate Bank of America SWIFT code depending on which currency is being sent:

  • US Dollars: BOFAUS3N
  • Foreign currency: BOFAUS6S
  • Not sure? Use: BOFAUS3N

SWIFT codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

To SEND an international wire, you'll also need:

  • Recipient bank name, address, and country
  • Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
  • Recipient bank's SWIFT code
  • Currency of recipient's account (foreign currency or US dollars)
  • Purpose of wire

PRO TIP: When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because most banks still use an old system to exchange money. Consider using Wise, which is usually much cheaper.

Keep reading to learn how to enable your account for wire transfers.

Setting Up Your Account for Wire Transfers

In order to wire funds, you'll need to set up a SafePass account within your Bank of America account. This ensures your transaction will be secure.

Here are the steps to set up your SafePass account:

  1. Sign into online banking portal
  2. Click Profile & Settings
  3. Click Manage SafePass
  4. Select the SafePass device you'd like your secure passcode to be sent
  5. Follow the on-screen instructions

Once you have your SafePass, you can initiate the wire transfer.

  1. Click on Transfers navigation tab in your online banking portal
  2. Select Using account number at another bank
  3. Follow the instructions on the Make Transfer screen
  4. If this is a new recipient, click Add Account/Recipient screen
  5. Enter the required information

Bank of American Wire Transfer Fees
Incoming domestic wire: $15
Incoming international wire: $16
Outbound domestic wire: $30
Outbound international wire sent in foreign currency: $35
Outbound international wire sent in US dollars: $45

Which Bank of America Routing Number Should You Use?

For Any Domestic Money Transfer Activity Besides Wire Transfers:
Use the routing number for the bank where you opened your account.

For Domestic Wire Transfers:
Use the routing number 026009593.

For International Wire Transfers:
Use the routing number 026009593 plus the correct Bank of America SWIFT code.

  • For U.S. dollars, use BOFAUS3N.
  • For foreign currency, use BOFAUS6S
  • If you are unsure which currency you are receiving, use BOFAUS3N.

Is There a Routing Number on Your Debit or Credit Card?
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.

Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your credit card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.

Bottom Line

You'll likely need your Bank of America routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Bank of America Where Is My Routing Number

Source: https://www.creditdonkey.com/bank-america-routing-number.html

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